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Health Reimbursement

Health Reimbursement Accounts

Our Health Reimbursement ("HRA") services allow an employer to establish a Plan under IRC section 105 that allows employees to pay for certain health care expenses on a tax free basis that are not covered by an insurance plan. The HRA is funded by the employer and is typically used in conjunction with a high deductible health plan.

Our HRA services include:

  • Communication Materials
  • Claim Submission Forms
  • HRA Claims Processing
  • Direct Deposit of Employee Reimbursements
  • Web Accessed Employer Reports
  • Plan Document and Summary Plan Description
  • Annual Discrimination Testing
  • Signature-Ready Form 5500
  • Administrator's Guidebook
  • Toll-Free Customer Service
  • 24/7 Web Access

EBS Flex Card

EBS-RMSCO also offers our EBS Flex Card for immediate payment of HRA expenses directly to the provider. Our Flex Card enables participants to pay for eligible health care and dependent care expenses wherever MasterCard is accepted, from physician and dental offices to pharmacies and day care centers. The Flex Card reduces the need to file claim forms and eliminates the need for the participant to pay cash for the eligible expense and then wait for the HRA reimbursement check.

Health Reimbursement Account Strategic Partnerships

EBS-RMSCO has been providing high-quality, cost effective HRA services to clients since 2003. Our clients are varied, and include for profit, non-profit, school districts, unions, and governmental entities of all sizes, including several Fortune 500 companies.

If you are a financial planner, broker, TPA, or Benefits Consultant with a significant number of HRA clients, we are interested in developing a mutually-beneficial Strategic Partnership with you to provide HRA services to your clients, and very competitive costs.

Contact EBS-RMSCO