EBS-RMSCO offers a variety of services to suit your needs. Our professionals can
work with you to find a solution to any challenge you face with your internal
benefits. Please use the tool below to browse our services, or use the left hand
navigation pane. If you have any questions about how a service can be utilized
by your business,
contact
us.
Benefit Outsourcing
Outsourcing of employee benefits administration is a cost- effective strategy that allows the employer's Human Resources department to better concentrate their resources on developing and maintaining an effective workforce.
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Cafeteria Plans
EBS-RMSCO is a leading provider of cost-effective, innovative services to IRC Section 125 Cafeteria Plans. These Plans include Premium Only Plans, Flexible Spending Accounts, and Full Cafeteria Plans.
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Chamber Billing
EBS-RMSCO is an organization that has embraced the use of electronic media/technology to greatly simplify benefits administration for chambers of commerce and their participating groups.
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COBRA/HIPAA
EBS-RMSCO provides initial and ongoing COBRA Notices and Election Forms to participants, as well as premium billings, monthly management reports, and toll-free customer service to participants.
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Defined Benefit Plans
EBS-RMSCO’s staff of professional Actuaries provides complete actuarial and administrative services to Defined Benefit Pension, Retiree Medical and Cash Balance Plans.
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Defined Contribution Plans
EBS-RMSCO also provides the full range of services to all types of Defined Contribution Plans. Including: Profit Sharing, Money Purchase Pension, Non-Qualified Deferred Compensation and more.
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Flexible Spending Accounts
Our Flexible Spending Account ("FSA") services allow an employer to establish a Plan under IRC section 125 that allows employees to pay for certain health care expenses on a pre-tax basis that are not covered by an insurance plan.
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Full Cafeteria Plans
Full Cafeteria Plan services allow an employer to design a Plan that is customized to meet the objectives of the employer. The employer offers a menu of options and provides employees with a fixed amount to buy these benefits.
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Health Reimbursement
Our Health Reimbursement ("HRA") services allow an employer to establish a Plan under IRC section 105 that allows employees to pay for certain health care expenses on a tax free basis that are not covered by an insurance plan.
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Health and Wellness
We promote health & wellness as part of managing health care costs for our self funded clients. Importantly, we promote health & wellness with our own employees and know first hand the difference it can make. When done well, this can save you money.
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Loss Control
EBS-RMSCO's Loss Control clients receive detailed analyses of loss trends and categories. We provide recommendations to improve loss results. We can also assist our clients in implementing programs that will improve their loss control program.
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Premium/Retiree Billing
We are a progressive organization that has embraced the use of electronic media and technology to greatly simplify benefits administration. Our Premium/Retiree Billing software allows for an unlimited number of participants and an infinite number of records to be stored.
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Prescription Benefits
Today, more than ever, prescription medicine represents a large portion of plan expenses. EBS-RMSCO works with several of the nation’s leading Prescription Benefit Managers (PBMs) to administer integrated medical and prescription drug cards.
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Premium Only Plans
Premium Only Plan services allow an employer to establish a Plan that allows employees to pay for their portion of health care premiums on a pre-tax basis. Employers save FICA taxes on these employee contributions, while employees save both FICA and income taxes.
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Property and Casualty
Our Property and Casualty (P&C) department operates as an independent insurance agency, and is a contracted agent for many national and regional insurance carriers, which allows us to find the right insurance program to meet our clients' specific needs.
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Risk Management
We work with our clients to determine solutions to best address their risks. Our clients provide the knowledge and understanding of their own enterprises, while we provides the advice and the tools necessary to reduce the impact of the risks.
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Section 401K Plans
Section 401(k) Plans are one of the most visible and valued employee benefits plans. Producing accurate and timely information for both the participant and employer can be a challenge, especially in a complex environment.
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Self Funding (TPA)
EBS-RMSCO is highly experienced in the design and administration of Self Funded (Self Insured) employee benefit medical, vision, dental and Rx plans. This expertise results in plans that target results that match our clients’ needs.
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Short/Long Term Disability
If you are a NY based non-governmental employer, providing Short-Term Disability income benefits is a state mandated requirement. Keeping the occupational and non-occupational disabilities separate and distinct is critical.
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